The decision of where to spend your retirement is significant for many reasons. In some areas of the US, it can be challenging to maintain your economic stability during retirement age. Here, the top 18 most affordable cities in the US are evaluated, and their cost of living, the complete cost to retire there comfortably, and the amenities each of these cities can provide are taken into account.
Lancaster, Pennsylvania
Located in the heart of Pennsylvania, Dutch Country, Lancaster offers a low cost of living and a diverse cultural scene. This area offers affordable housing and a strong sense of community, making it an attractive retirement spot.
El Paso, Texas
Not only does El Paso offer a low cost of living, but it boasts a mild climate. The city also offers residents a vibrant culture and various recreational activities. Mexico is just a stone’s throw away, making it an affordable option for retirees who want to enjoy an active outdoor and cultural lifestyle – plus, with no state income tax in Texas, it’s easy on your wallet.
Winston-Salem, North Carolina
Known for its southern charm, Winston-Salem offers a lower cost of living than the national average. The city is famous for its thriving arts scene, historical sites, and plenty of things to do, including a handful of recreational options.
Knoxville, Tennessee
Love the mountains? Knoxville is close to the Great Smoky Mountains for those who enjoy hiking, camping, or just driving through the hills, catching beautiful views. And being so close to the Great Smoky Mountains, living will be a little cheaper than living in other parts of the country.
Shreveport, Louisiana
Shreveport provides a cost of living quality 24% below the national rate. It is also huge in cultural history. With a unique southern charm, retirees will dive into the cultural cuisine Shreveport offers.
Sioux Falls, South Dakota
The town of Sioux Falls in South Dakota has a strong economy, and the cost of living is almost 6% less than the national average. The parks and cultural activities provide a good recreation area, restaurants, and a friendly community.
Jackson, Mississippi
Jackson, Mississippi, is known for its great southern hospitality and has a low cost of living rate to match. The city also offers many indoor activities with many museums and historic sites. Jackson also has excellent weather in which to enjoy these activities.
Pueblo, Colorado
Known as one of the most affordable places to live in Colorado, Pueblo is a beautiful place to move if you want to get more for your dollar. This city offers lower living costs than the average Colorado city. Pueblo is rare on visitors’ radar, but it is worth checking out with its many outdoor activities and events.
Macon, Georgia
Macon is the perfect place to combine a low cost of living with southern charm. This city also offers historic districts, cultural events, and proximity to Atlanta. This city has so much southern charm and has a sub-tropical climate for people who hate low temperatures, snow, or just a lot of heat. The cost of living is 16% cheaper than the national average, although the home prices nearly match the nation’s.
Fort Wayne, Indiana
The low cost of living in Fort Wayne, Indiana, benefits seniors greatly because while the seniors go to live there, their money will go further due to cheaper living expenses.
Meridian, Mississippi
Meridian has a cost of living that makes it affordable for anyone and a way of living that is relaxed for most people. The city has beautiful old-world architecture, an excellent museum system, and many outdoor activities.
Eugene, Oregon
Known for its beauty, Eugene also has a much lower cost of living than most of the Oregon cities. Suppose you’re looking for a friendly community with many parks, cultural venues, and outdoor activities to keep you busy with the advantages of a smaller town. In that case, you’ve found what you’re looking for.
Huntsville, Alabama
Huntsville is known for its aerospace industry. People are attracted to Huntsville because of the lower cost of living, the cultural and recreational amenities, and the pleasant climate. The vibrant downtown area is also a draw for retirees.
Abilene, Texas
Abilene is known as a friendly community with a lot of charm. It’s even been named one of the most excellent places retirees will find. The cost of living is also much lower than in the rest of the country. Retirees can explore the many haunted sites and the museums around town or get clothing retail therapy.
Hagerstown, Maryland
Hagerstown, located in western Maryland—provides a lower cost of living compared to more urban areas in the state. The city offers a mix of history, cultural events, and outdoor recreation.
Oklahoma City, Oklahoma
Oklahoma City offers a cost of living below the national average. The city has a good range of cultural attractions and is friendly. There is a good selection of diverse, affordable food options, and the outdoors offers affordable entertainment.
Pensacola, Florida
With its perfect location on the Gulf Coast, the cost of living is low, making it a great place to retire! The city is known for its beautiful beaches, historic sites, and many different areas that are perfect for outdoor activities.
Wheeling, West Virginia
Wheeling is the largest city in the state of West Virginia. This town offers a cost of living that is very affordable and a clean and mild four-season environment. Wheeling has many architectural structures, including houses, brick roads, and churches. They also have many different Museums that will pass away free time. Wheeling has many opportunities for outdoor activities because numerous parks surround it.
