Every month, you need a bucket of money for your expenses, from rent to shopping and transport. That’s why creating a budget benefits you and also saves money!
We found the top budgeting and personal finance apps that are well-designed and easy to use.
Mint.com Personal Finance (Android, iOS)
The Mint app is rated one of the top personal finance apps. It is super easy to track expenses and even keeps track of your credit score, payment history, and age of credit cards. You can opt for weekly summary emails, add alerts, and create your personalized budget.
Level Money (Android, iOS)
This app is simple to use and gives a clear image of where your money is going. It updates your spendable cash meter and tracks your finances using charts and graphs. This app is ideal for first-time users.
Expense Manager (Android)
Expense Manager is an Android-only app and is a great way to track your budget and expenses. It is perfect for first-time users who keep track of their spending habits and budget. It doesn’t sync with your bank account, and it’s very reliant on the fact that you must input a lot of data yourself.
One Touch Expenser (Android)
One Touch Expenser lets you create an expense with the touch of a single button. It has a clean dashboard and a website, so you are not limited to your Android. How the data is organized is helpful because you can sort through your expenses by tags and see where most of your money is going.
You Need A Budget
An app with an assertive and catchy name that operates on a website that you’ll use to input most of your data, which can be supplemented by the mobile app version, where your data gets synced through the cloud to your computer. It is focused on long-term planning and makes you input each expense.
Unsplurge
Unsplurge is a great app that focuses on saving towards a goal purchase and helps you plan how to save up. It has a community vibe, so you can see what all the other “splurges” are up to and what they are saving for when you sign up. The only con is that there needs to be a way to keep track of your overall budget and finances.
Wally
Wally is a neat budgeting app used for different categories and tracking your expenses. Wally has a “smart scan” feature where you scan all your costs. You scan the receipt, and it pulls data from it. It does not store data on its servers; you can use any global currency while traveling.
Dollarbird
Although Dollarbird is an effective budgeting tool, it gets mixed reviews. There is a bit of a learning curve with figuring out how to use it, but it’s easy to track expenses and budgets and helps provide up to a 5-year cash flow. Dollarbird allows you to calculate past, present, and future spending to generate what that 5-year cash flow looks like and does an excellent job of visualizing where you are regarding negative and positive cash flow.
Mvelopes
Mvelopes uses virtual budgeting envelopes to help you keep track of your expenses and spending. It organizes everything into traditional folders that you label and withdraw cash to costs from. You can sign up for free, and it has a subscription-based service that is perfect for the more advanced user who wants to see a lot of details on their dashboard.
Expensify
Expensify caters to the freelancing crowd who take care of their own taxes. Open the Expensify app and instantly access all the receipts, fuel, mileage spent, etc. Expensify has an intelligent scan feature and has brilliant reviews for being one of the best on-the-go expensing apps on the market.
Simplifi by Quicken
Quicken is one of the most recognizable names in budgeting software
The Simplifi app allows people to link and sync an unlimited number of bank, credit card, loan, and investment accounts from over 14,000 financial institutions. The app can automatically detect regular bills and recommend a personalized spending plan.
Fudget
This popular app has many features! It has a simple-to-understand interface, creates lists of income and expenses, and has a recurring budget plan that can be used multiple times. You have a choice of currency, a passcode lock, and a login to keep your info safe.
Goodbudget
Goodbudget is a money management and expense app ideal for home budget planning.
It has real-time tracking, so you can always stay on top of where your money is going. You can sync it across any device and share your budget with others so that everyone in the household can be on the same page.
Daily Budget Original
If you are worried about connecting an app to a bank, this is a safe app. The data stays on your device and doesn’t connect to your bank account. It features daily budget calculation, saving plans, basic expenses categories, and backed-up data.
MoneyStats – Budget Planner
With this app, you have complete control of your finances. You can create financial overviews, track your money, and manage your expenses. The features of this app categorize expenditures, discover new ways to save money, manage your finances on different devices, and automatically group your transactions.
Mobills Budget
Take control of your finances with this app. This budget planning app allows you to make a custom budget, track your spending, set financial goals, and set bill payment reminders. Using this app will let you stay out of debt and save money.
Fudget
This top-rated app has many excellent features, such as creating simple lists of income and expenses, one-tap adding and editing to budgets, recurring budget plans that can be used over and over again, choice of currency symbols to be used in more than just the US and a passcode lock and login to keep your info safe.
You Need A Budget App (YNAB)
YNAB, which stands for “you need a budget,” will help you break out of the cycle of living from paycheck to paycheck. Users, on average, save $600 in the first two months, which is equal to over $6,000 a year.
